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About Us


D.E.B.T Calculator is developed by a collaborative team of academicians. It is a public service of the Universiti Teknologi MARA (UiTM) Melaka, Kolej Universiti Islam Melaka (KUIM) and Heriot-Watt University, Malaysia Campus.

We dedicate our service to assist you in saving time and money by improving your financial decision-making and expenditures. Officially launched in 2021 as a proactive way to support the Malaysia National Strategy for Financial Literacy 2019-2023 to reduce the number of individuals who encounter financial difficulties and default on their loans.